credicus was created with clients needs and customer service at the heart of everything we do. We truly value every client and have built our business around offering bespoke advice. We can assist on all types of property finance.
With personalised expert guidance you can trust, we offer flexibility designed around you and your personal circumstances. Understanding that every client is different means that you will receive a service and recommendation that is tailored to you.
Stephen Baldwin.
Managing Director.
Stephen is the proud Founder and Managing Director of credicus. Working in the Financial Services industry for over 20 years for mortgage & protection brokerages, Stephen has gained an invaluable network of clients and has established strong relationships with lenders, solicitors, and accountants.
After establishing Evelyn Rose FS in 2019, Stephen decided to utilise his experience in property finance and set up credicus. Focusing on both term mortgage products and short term lending, he has gained direct FCA approval for credicus and can now service his clients with nearly every property loan transaction. Stephen’s focus has always been to help clients achieve their goals. He prides himself on being approachable, honest and transparent. This ethos is embedded in the credicus team.
Away from the office, Stephen primary focus is his family however he enjoys some relaxation on the golf course and a big supporter of Watford Football Club. With his extensive industry experience, commitment to client success, and dedication to his family and leisure activities, Stephen brings a well-rounded and vibrant presence to both his professional and personal life.
Annabel Crawshaw.
Director of Operations.
With over 15 years of experience in the mortgage industry, Annabel brings a wealth of expertise to our team as the Director of Operations. Since joining credicus, she has played a pivotal role in optimising our operations, enhancing efficiency, and ensuring a seamless experience for our valued clients.
In her capacity as the Director of Operations, Annabel oversees all facets of our operations, from cultivating strong client relationships to managing application processing and resolving any issues that may arise. Her leadership and guidance have been invaluable to our team, as she has implemented effective policies, procedures, and innovative technologies that have streamlined our processes, increased transparency, and improved customer service and third-party relationships.
Before joining credicus, Annabel held several leadership positions within the finance industry, allowing her to refine her skills in operations management and further strengthen her industry knowledge.
Outside of work, Annabel highly values spending time with her family and friends. Annabel’s vast experience and dedication to meaningful relationships make her an invaluable asset to our team and reinforce her commitment in both professional and personal realms.
