A subsidiary of Bajaj Finserv Ltd., Bajaj Finance is a deposit-taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and classified as an NBFC-Investment and Credit Company (NBFC-ICC).
Since inception, we have leveraged technology to launch 22 product lines and 46 product variants for retail, MSME and commercial consumers, with major product innovations such as EMI card and Flexi.
With significant presence across urban and rural India, our products include consumer loans, personal loans, rural loans, Loan against Securities, SME & Commercial loans, and public and corporate deposits.
We are transforming ourselves into a customer-centric, digital-first enterprise through omnipresence across physical, mobile, and web mediums, led by a payments platform.
We are focused on delivering frictionless experiences to customers through smart use of data, analytics and innovations.
Bajaj Finance holds 88.70% stake in Bajaj Housing Finance Ltd., one of the fastest growing housing finance companies in the country, and a wholly-owned subsidiary Bajaj Financial Securities Ltd., an all-in-one digital stockbroker that combines demat, broking and margin trade financing for retail and HNI clients. For further information or updates on business please refer to the latest investor presentation here.
Bajaj Finance has a long-term issuer credit rating of BBB/Stable and a short-term rating of A-2 by S&P Global ratings. It has been assigned a ’Baa3 Corporate Family Rating with Stable outlook’ from Moody’s Rating. For further information and updates on business, please refer latest investor presentation available:
https://www.aboutbajajfinserv.com/finance-investor-relations-investor-presentation
